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Reinsurance

Track your reinsurance cession income, statement by statement.

Upload cession-statement PDFs from your administrator, and Voltra parses them into statements and product lines automatically. KPIs and trends update with each upload. Your reinsurance companies and administrators live as reference data in Voltra, and it never touches your DMS.

Your reinsurance income is buried in PDFs

If you have a CFC, DOWC, or NCFC structure, your administrator sends cession statements periodically showing premiums ceded, losses paid, and net income earned by your reinsurance company. Most dealers track this in a spreadsheet, rebuilding it each period by hand from the PDF. Trends are guesswork and product-line breakdowns take an afternoon to pull together.

Voltra changes that. Upload the statement, it parses the details, and your KPIs are right there.

How cession statement tracking works in Voltra

Set up your reference data first: create your reinsurance companies and their administrators inside Voltra. Those are yours to manage and they stay in Voltra as the system of record. Then, when a new cession statement comes from your administrator:

No hand-editing of statement figures

Statement data in Voltra comes from the parsed PDF upload, not from manual data entry. If numbers need to change, get the corrected statement from your administrator and re-upload it. This keeps the data clean and traceable back to the source document.

KPIs and trends without the spreadsheet

Once your statements are uploaded, Voltra shows you the income picture your reinsurance company is generating. You see cession totals by product line, period-over-period trends, and how individual F&I products are performing inside your reinsurance structure. The data is organized by the companies and administrators you created, so every statement is attributed correctly.

For the broader F&I production picture at the deal level, see F&I Analytics. Reinsurance tracks what your reinsurance company earns on those products after the cession; F&I Analytics tracks what the dealership sells at the counter.

Manage your reinsurance companies and administrators

You create and manage reinsurance companies and their administrators as reference data inside Voltra. Multiple companies are supported, so a dealer group with more than one reinsurance entity can track them separately. Voltra is the system of record for this reference data.

Reinsurance Companies
Create each entity (CFC, DOWC, NCFC, or other) as a named company in Voltra.
Administrators
Add the administrator that manages each company and sends the cession statements.
Cession Statements
Upload PDFs per period. Voltra parses them into product lines. Re-upload to overwrite.
KPIs and Trends
Income by product line, by period, by company. No spreadsheet required.

This is not F&I remittance

Reinsurance tracking and F&I remittance are two separate modules tracking money in opposite directions. They do not overlap.

F&I remittance is about what your dealership owes product providers. You upload a provider workbook, match costs against your back-office records, decide what to include, finalize, and export. It answers: what do we pay out this period?

Reinsurance is about what your reinsurance company earns on those same products through the cession. You upload the cession statement your administrator sends, see the premiums ceded, losses, and net income, and track trends over time. It answers: what did our reinsurance company bring in?

Same F&I products, two completely different financial flows, two separate modules.

Additive by design. Never writes to your DMS.

Voltra is an additive operations and intelligence layer that sits on top of the tools you already run. It reads from your systems and never writes back to your DMS or any source system. Nothing gets replaced. Your reinsurance income data is sourced from uploaded PDFs, not from a live connection to your administrator.

For how Voltra connects across your existing stack, see multi-source integration. To request a walkthrough using data shaped like your store, get a demo.

Common questions about reinsurance tracking

Upload your cession-statement PDFs into Voltra. It parses each statement into individual product lines, then surfaces KPIs and trends across every period you have uploaded. Your reinsurance companies and administrators live as reference data in Voltra, so the income picture is always organized and current.

A cession statement is the report your reinsurance administrator sends showing the premiums ceded, losses paid, and net income earned by your reinsurance company for a given period. You upload the PDF to Voltra, it parses the statement into product lines automatically, and you see the data as KPIs and trends. If you need to correct a period, re-uploading overwrites it.

No. Voltra does not connect live to your reinsurance administrator. You download the cession-statement PDF from your administrator and upload it into Voltra. The upload is parsed automatically into statements and product lines.

No. Statement data comes from the parsed PDF upload. Voltra does not let you hand-edit individual cession lines or figures. If a statement has an error, get a corrected PDF from your administrator and re-upload it for that period, which overwrites the previous data.

Yes. CFC (Controlled Foreign Corporation), DOWC (Dealer-Owned Warranty Company), and NCFC (Non-Controlled Foreign Corporation) are the three common structures dealers use to capture reinsurance income on F&I products. You create each reinsurance company and its administrator as reference data inside Voltra, and the structure type is represented by the companies you add. Voltra tracks the cession income regardless of which structure the dealer uses. If a group runs multiple entities, each tracks separately so income is not co-mingled.

They track money moving in opposite directions. F&I remittance tracks what your dealership owes product providers: you upload a provider workbook, match costs against your back-office records, and finalize what to pay out. Reinsurance tracks the income your reinsurance company earns on those same products: you upload cession statements from your administrator and see the premiums ceded, losses, and net income. They are separate modules for separate workflows.

No. Voltra is additive. It sits on top of your existing systems and never writes back to your DMS. Your DMS stays your system of record for deal data. Voltra is the system of record for your reinsurance reference data (companies and administrators) and the cession statements you upload into it.

Deleting an upload cascades: the statement and all its parsed product lines are removed. If you want to correct data for a period, re-upload rather than delete and re-add manually, since there is no hand-editing of individual statement figures.

See your reinsurance income, statement by statement.

Free walkthrough using sample data shaped like your store. We will show what cession statement tracking looks like on the systems you already run.

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